Reducing Holiday Stress - Think about $$

An awful lot of people overspend during the holidays. Here are a few tips to help avoid getting in financial trouble this year...

1. Plan ahead - decide how much you can spend before you ever leave the house
2. Make a list (and check it twice) so that you will be less tempted to make impulsive purchases
3. Consider drawing names for gift exchange instead of buying something for everyone.
4. Cut back on other extras like eating out and put that money toward your holiday spending
5. The "old standby" of making gifts is really true. A handmade gift is a rare and wonderful thing and can mean a whole lot more than some gift you bought because you "had to get something" Consider cookies, a promise of an outing together, babysitting, etc

Here's to your stress-free holidays
Cynthia
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Cynthia McKenna Counseling
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