new Year's Resolutions - Money

Are you in debt?

Do you struggle to cover than unexpected emergency expense like a car repair or new heater/air conditioner?

Here are some tips for improving your financial health...

Use your debit card or pay with cash. The best way to get out of the credit card merry-go-round is to just stop using them.

Pay more than the minimum payments on your credit card balances.

Be sure that you save money regularly. Saving is not a luxury, it is necessary to take care of emergencies as well as provide support for your retirement.

Cynthia

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Cynthia McKenna Counseling
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